Central Bank Zou Lan: Actively leverage the function of the supply chain bill platform, and support enterprise discount financing of 12.8 billion yuan from January to June this year

On July 14, the State Council Information Office held a press conference on financial statistics for the first half of 2023. Zou Lan, Director of the Monetary Policy Department of the People's Bank of China, answered questions from reporters. The following is a transcript.

China Media Group reporter: On June 30, the People's Bank of China decided to increase the amount of small refinancing and rediscount of agricultural support by 200 billion yuan, and further increase financial support for "agriculture, rural areas and farmers", small and micro businesses and private enterprises. May I ask what measures have been taken to support small and micro enterprises and private enterprises in finance since the beginning of this year? How effective is it? Thank you.

Zou Lan: Let me answer your question. Since this year, the People's Bank of China has resolutely implemented the decisions and arrangements of the Party Central Committee and the State Council, thoroughly studied the spirit of the 20th CPC National Congress and the Central Economic Work Conference, earnestly implemented the "two unswerving", and made financial support for the development of small and micro businesses and private enterprises the top priority of its work, and achieved positive results.

One is to adopt various policy support tools to fully support the development of small and micro enterprises and private enterprises. We will continue to increase support for re loans, and on June 30th, we will increase the amount of re loans and rediscounts for supporting agriculture and small businesses by 200 billion yuan. Continue to make full use of the support tools for inclusive small and micro loans, and have provided a total of 39.8 billion yuan to local legal person financial institutions, supporting an increase of 2.2 trillion yuan in inclusive small and micro loans. Recently, we have extended the implementation period of the inclusive small and micro loan support tool from the end of June this year to the end of 2024, and made optimization adjustments to continue incentivizing banks to provide financing support for small and micro enterprises.

Secondly, we will continue to carry out the project to enhance the financial service capabilities of small and medium-sized enterprises. Guide financial institutions to optimize resource allocation and internal policy arrangements, strengthen the use of scientific and technological means, and promote the establishment of a long-term mechanism for willing to lend, willing to lend, and willing to lend. At present, the internal fund transfer pricing preference of national commercial banks' small and micro businesses is no less than 50BP, and the weight of Financial inclusion in the comprehensive performance assessment of branches is no less than 10%.

The third is to broaden diversified financing channels and improve the convenience of enterprise financing. Promote the Zhongzheng accounts receivable financing service platform, and support 28000 small and medium-sized enterprises to raise funds of 863.6 billion yuan from January to June this year. Actively leveraging the functions of the supply chain bill platform, we supported enterprises to discount and raise 12.8 billion yuan from January to June this year. Promote the expansion and efficiency of private enterprise bond financing support tools, and provide support for the issuance of 28.4 billion yuan of bonds by private enterprises since the expansion in November 2022. We will increase the sources of small bank loans and support commercial banks to issue 124 billion yuan of special financial bond for small and micro enterprises from January to June this year.

Through the joint efforts of all parties, we have achieved a "volume increase, area expansion, and price reduction" in financing for small and micro enterprises and private enterprises. At the end of June 2023, the balance of inclusive small and micro loans reached 27.7 trillion yuan, a year-on-year increase of 26%. The number of credit granting households for inclusive small and micro enterprises was 59.35 million, a year-on-year increase of 13.3%; The weighted average interest rate of the newly issued inclusive small and micro enterprise loans in May was 4.57%, which is at a historically low level.

Next, the People's Bank of China will continue to provide financial support to small and micro enterprises and private enterprises. On the one hand, we will continue to promote the implementation of inclusive small and micro loan support tools, play a good role in supporting small and micro loans, and guide financial institutions to increase loan investment for small and micro enterprises and private enterprises. On the other hand, we will deepen the implementation of the project to enhance the financial service capabilities of small and micro enterprises, further enhance departmental collaboration, promote the improvement of supporting mechanisms such as enterprise information sharing and financing guarantees, and enhance the willingness, ability, and sustainability of financial institutions to serve small and micro enterprises and private enterprises.

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The article is sourced from the Internet of Things

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